WEST ALABAMA BANK & TRUST is aln large FDIC-insured commercial bank headquartered in REFORM, AL, established in July 29, 1944, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $885M. Profitability stands at 1.07% ROA and 11.26% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 8.06%. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 7.64%. FDIC Certificate #16175.
Assets
$1.0B
Deposits
$885M
Loans
$579M
Equity
$94M
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