ROYAL BANKS OF MISSOURI

SAINT LOUIS, MO | Large | Est. Nov. 8, 1965, midnight | FDIC #19512 | RSSD #501459 | FDIC
Latest Report: 2025-12-31

ROYAL BANKS OF MISSOURI is aln large FDIC-insured commercial bank headquartered in SAINT LOUIS, MO, established in Nov. 8, 1965, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $918M. Profitability stands at 0.97% ROA and 8.27% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 11.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 13.09%. FDIC Certificate #19512.

Assets

$1.1B

Deposits

$918M

Loans

$792M

Equity

$124M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 8.27%
Net Interest Margin (NIM) 3.86%
Yield on Assets 5.88%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.25%
Texas Ratio 13.09%
NPA Ratio 1.60%
ACL / Loans 0.58%

Capital & Liquidity

CET1 Ratio 11.93%
Tier 1 Capital 11.93%
Total Capital Ratio 12.44%
Leverage Ratio 10.51%
Loan-to-Deposit 86.33%

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