WILSON STATE BANK

WILSON, KS | Small | Est. July 16, 1886, midnight | FDIC #12136 | RSSD #501655 | FDIC
Latest Report: 2025-12-31

WILSON STATE BANK is asn small FDIC-insured commercial bank headquartered in WILSON, KS, established in July 16, 1886, midnight. As of 2025-12-31, the bank reported total assets of $119M and total deposits of $102M. Profitability stands at 1.11% ROA and 13.47% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 12.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.47%. FDIC Certificate #12136. The institution operates 1 domestic branch.

Assets

$119M

Deposits

$102M

Loans

$86M

Equity

$10M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 13.47%
Net Interest Margin (NIM) 4.03%
Yield on Assets 5.53%
Cost of Funds 1.52%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio --
Texas Ratio 1.47%
NPA Ratio 0.14%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 12.74%
Tier 1 Capital 12.74%
Total Capital Ratio 13.74%
Leverage Ratio 9.37%
Loan-to-Deposit 84.27%

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