FIRST NATIONAL BANK OF WINNSBORO, THE

FIRST NATIONAL BANK OF WINNSBORO, THE is asn small FDIC-insured commercial bank headquartered in WINNSBORO, TX, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $156M and total deposits of $120M. Profitability stands at 1.50% ROA and 7.29% ROE, with a net interest margin of 5.19%. The bank's CET1 capital ratio is 20.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.01%. FDIC Certificate #5590.