NEWTEK BANK, NATIONAL ASSOCIATION

MIAMI, FL | Large | Est. April 1, 1963, midnight | FDIC #18734 | RSSD #502111 | OCC
Latest Report: 2025-12-31

NEWTEK BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in MIAMI, FL, established in April 1, 1963, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.5B. Profitability stands at 2.58% ROA and 25.15% ROE, with a net interest margin of 5.49%. The bank's CET1 capital ratio is 12.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 6.11% and a Texas Ratio of 41.27%. FDIC Certificate #18734.

Assets

$1.7B

Deposits

$1.5B

Loans

$1.4B

Equity

$167M

Profitability

Return on Assets (ROA) 2.58%
Return on Equity (ROE) 25.15%
Net Interest Margin (NIM) 5.49%
Yield on Assets 8.75%
Cost of Funds 3.97%

Asset Quality

NPL Ratio 6.11%
Net Charge-Off Ratio 1.67%
Texas Ratio 41.27%
NPA Ratio 5.07%
ACL / Loans 3.20%

Capital & Liquidity

CET1 Ratio 12.12%
Tier 1 Capital 12.12%
Total Capital Ratio 13.40%
Leverage Ratio 10.27%
Loan-to-Deposit 93.52%

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