BANTERRA BANK

MARION, IL | Large | Est. Nov. 26, 1955, midnight | FDIC #17514 | RSSD #502849 | FDIC
Latest Report: 2025-12-31

BANTERRA BANK is aln large FDIC-insured commercial bank headquartered in MARION, IL, established in Nov. 26, 1955, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $3.0B. Profitability stands at 0.77% ROA and 12.00% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 9.82%. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 3.64%. FDIC Certificate #17514.

Assets

$3.3B

Deposits

$3.0B

Loans

$2.6B

Equity

$217M

Profitability

Return on Assets (ROA) 0.77%
Return on Equity (ROE) 12.00%
Net Interest Margin (NIM) 3.42%
Yield on Assets 5.90%
Cost of Funds 3.33%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.12%
Texas Ratio 3.64%
NPA Ratio 0.27%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 9.82%
Tier 1 Capital 9.82%
Total Capital Ratio 10.97%
Leverage Ratio 9.18%
Loan-to-Deposit 86.19%

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