BanksBANTERRA BANK

BANTERRA BANK

MARION, ILLargeEst. Nov. 26, 1955, midnightFDIC #17514RSSD #502849FDIC
Latest · 2025-12-31

BANTERRA BANK is an FDIC-insured commercial bank headquartered in MARION, IL, established in Nov. 26, 1955, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $3.0B. Profitability stands at 0.77% ROA and 12.00% ROE, with a net interest margin of 3.42%. CET1 capital ratio: 9.82%. NPL ratio: 0.34% · Texas Ratio: 3.64%. Operates 40 domestic branches.

Assets
$3.3B
Deposits
$3.0B
Loans
$2.6B
Equity
$217M

Profitability

Return on Assets (ROA)0.77%
Return on Equity (ROE)12.00%
Net Interest Margin3.42%
Yield on Assets5.90%
Cost of Funds2.47%

Asset Quality

NPL Ratio0.34%
Net Charge-Off Ratio0.12%
Texas Ratio3.64%
NPA Ratio0.27%
ACL / Loans0.93%

Capital & Liquidity

CET1 Ratio9.82%
Tier 1 Capital9.82%
Total Capital Ratio10.97%
Leverage Ratio9.18%
Loan-to-Deposit86.19%

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