NEIGHBORS BANK

CLARENCE, MO | Small | Est. March 31, 1945, midnight | FDIC #16247 | RSSD #503640 | FDIC
Latest Report: 2025-12-31

NEIGHBORS BANK is asn small FDIC-insured commercial bank headquartered in CLARENCE, MO, established in March 31, 1945, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $94M. Profitability stands at -6.51% ROA and -49.87% ROE, with a net interest margin of 2.89%. The bank's CET1 capital ratio is 12.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.61% and a Texas Ratio of 9.62%. FDIC Certificate #16247.

Assets

$113M

Deposits

$94M

Loans

$80M

Equity

$14M

Profitability

Return on Assets (ROA) -6.51%
Return on Equity (ROE) -49.87%
Net Interest Margin (NIM) 2.89%
Yield on Assets 5.79%
Cost of Funds 3.54%

Asset Quality

NPL Ratio 1.61%
Net Charge-Off Ratio 0.01%
Texas Ratio 9.62%
NPA Ratio 1.18%
ACL / Loans 0.37%

Capital & Liquidity

CET1 Ratio 12.02%
Tier 1 Capital 12.02%
Total Capital Ratio 12.62%
Leverage Ratio 12.76%
Loan-to-Deposit 84.78%

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