CHILLICOTHE STATE BANK

CHILLICOTHE, MO | Small | Est. Oct. 19, 1937, midnight | FDIC #15546 | RSSD #504142 | FDIC
Latest Report: 2025-12-31

CHILLICOTHE STATE BANK is asn small FDIC-insured commercial bank headquartered in CHILLICOTHE, MO, established in Oct. 19, 1937, midnight. As of 2025-12-31, the bank reported total assets of $137M and total deposits of $125M. Profitability stands at 0.58% ROA and 7.11% ROE, with a net interest margin of 4.17%. The bank's CET1 capital ratio is 19.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.84% and a Texas Ratio of 4.96%. FDIC Certificate #15546.

Assets

$137M

Deposits

$125M

Loans

$72M

Equity

$11M

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 7.11%
Net Interest Margin (NIM) 4.17%
Yield on Assets 5.05%
Cost of Funds 0.89%

Asset Quality

NPL Ratio 0.84%
Net Charge-Off Ratio 0.07%
Texas Ratio 4.96%
NPA Ratio 0.44%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 19.45%
Tier 1 Capital 19.45%
Total Capital Ratio 20.71%
Leverage Ratio 8.48%
Loan-to-Deposit 58.01%

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