FIRST STATE BANK OF DEKALB COUNTY, INC.

FIRST STATE BANK OF DEKALB COUNTY, INC. is asn small FDIC-insured commercial bank headquartered in FORT PAYNE, AL, established in May 19, 1982, midnight. As of 2025-12-31, the bank reported total assets of $356M and total deposits of $304M. Profitability stands at 2.04% ROA and 15.85% ROE, with a net interest margin of 5.40%. The bank's CET1 capital ratio is 22.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.01% and a Texas Ratio of 4.44%. FDIC Certificate #23815.