CALIFORNIA PACIFIC BANK is amn micro FDIC-insured commercial bank headquartered in HAYWARD, CA, established in Oct. 16, 1980, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $55M. Profitability stands at -2.66% ROA and -6.36% ROE, with a net interest margin of 4.13%. The bank's CET1 capital ratio is 43.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 16.95% and a Texas Ratio of 35.27%. FDIC Certificate #23242.
Assets
$97M
Deposits
$55M
Loans
$78M
Equity
$41M
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