CALIFORNIA PACIFIC BANK is an FDIC-insured commercial bank headquartered in HAYWARD, CA, established in Oct. 16, 1980, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $55M. Profitability stands at -2.66% ROA and -6.36% ROE, with a net interest margin of 4.13%. CET1 capital ratio: 43.20%, well above regulatory minimums. NPL ratio: 16.95% · Texas Ratio: 35.27%. Operates 2 domestic branches.
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