BanksU.S. BANK NATIONAL ASSOCIATION

U.S. BANK NATIONAL ASSOCIATION

CINCINNATI, OHNationalEst. July 13, 1863, midnightFDIC #6548RSSD #504713OCC
Latest · 2025-12-31

U.S. BANK NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in CINCINNATI, OH, established in July 13, 1863, midnight. As of 2025-12-31, the bank reported total assets of $676.1B and total deposits of $533.5B. Profitability stands at 1.27% ROA and 12.73% ROE, with a net interest margin of 2.79%. CET1 capital ratio: 13.02%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 2.08%. Operates 2117 domestic branches.

Assets
$676.1B
Deposits
$533.5B
Loans
$393.9B
Equity
$68.0B

Profitability

Return on Assets (ROA)1.27%
Return on Equity (ROE)12.73%
Net Interest Margin2.79%
Yield on Assets4.80%
Cost of Funds2.15%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio0.55%
Texas Ratio2.08%
NPA Ratio0.23%
ACL / Loans1.93%

Capital & Liquidity

CET1 Ratio13.02%
Tier 1 Capital13.11%
Total Capital Ratio15.12%
Leverage Ratio9.38%
Loan-to-Deposit73.83%

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