BALLSTON SPA NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in BALLSTON SPA, NY, established in Jan. 1, 1838, midnight. As of 2025-12-31, the bank reported total assets of $929M and total deposits of $766M. Profitability stands at -0.01% ROA and -0.16% ROE, with a net interest margin of 3.21%. The bank's CET1 capital ratio is 10.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.76%. FDIC Certificate #6959.
Assets
$929M
Deposits
$766M
Loans
$803M
Equity
$78M
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