INTERNATIONAL BANK OF COMMERCE

OKLAHOMA CITY, OK | Large | Est. Jan. 1, 2017, midnight | FDIC #59093 | RSSD #5050028 | FDIC
Latest Report: 2025-12-31

INTERNATIONAL BANK OF COMMERCE is aln large FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in Jan. 1, 2017, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.1B. Profitability stands at 1.68% ROA and 11.34% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 20.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.42%. FDIC Certificate #59093.

Assets

$1.6B

Deposits

$1.1B

Loans

$684M

Equity

$246M

Profitability

Return on Assets (ROA) 1.68%
Return on Equity (ROE) 11.34%
Net Interest Margin (NIM) 3.52%
Yield on Assets 4.89%
Cost of Funds 1.91%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 1.15%
Texas Ratio 0.42%
NPA Ratio 0.07%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 20.69%
Tier 1 Capital 20.69%
Total Capital Ratio 21.66%
Leverage Ratio 14.68%
Loan-to-Deposit 61.12%

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