HIAWATHA NATIONAL BANK

HAGER CITY, WI | Medium | Est. Jan. 1, 1917, midnight | FDIC #13058 | RSSD #505550 | OCC
Latest Report: 2025-12-31

HIAWATHA NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in HAGER CITY, WI, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $756M and total deposits of $580M. Profitability stands at 1.06% ROA and 9.98% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 14.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.67% and a Texas Ratio of 10.57%. FDIC Certificate #13058.

Assets

$756M

Deposits

$580M

Loans

$564M

Equity

$83M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 9.98%
Net Interest Margin (NIM) 3.79%
Yield on Assets 6.94%
Cost of Funds 3.26%

Asset Quality

NPL Ratio 1.67%
Net Charge-Off Ratio 0.24%
Texas Ratio 10.57%
NPA Ratio 1.24%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 14.69%
Tier 1 Capital 14.69%
Total Capital Ratio 15.85%
Leverage Ratio 10.43%
Loan-to-Deposit 97.29%

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