FIRST NATIONAL BANK OF GERMANTOWN, THE

FIRST NATIONAL BANK OF GERMANTOWN, THE is amn micro FDIC-insured commercial bank headquartered in GERMANTOWN, OH, established in Sept. 19, 1863, midnight. As of 2025-12-31, the bank reported total assets of $94M and total deposits of $83M. Profitability stands at 0.43% ROA and 5.39% ROE, with a net interest margin of 3.20%. The bank's CET1 capital ratio is 17.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.30% and a Texas Ratio of 2.08%. FDIC Certificate #6592.