FIRST CREDIT BANK

WEST HOLLYWOOD, CA | Medium | Est. Feb. 18, 1983, midnight | FDIC #24332 | RSSD #5069 | FDIC
Latest Report: 2025-12-31

FIRST CREDIT BANK is amn medium FDIC-insured commercial bank headquartered in WEST HOLLYWOOD, CA, established in Feb. 18, 1983, midnight. As of 2025-12-31, the bank reported total assets of $501M and total deposits of $259M. Profitability stands at 6.57% ROA and 14.08% ROE, with a net interest margin of 6.41%. The bank's CET1 capital ratio is 49.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.56% and a Texas Ratio of 5.65%. FDIC Certificate #24332.

Assets

$501M

Deposits

$259M

Loans

$389M

Equity

$235M

Profitability

Return on Assets (ROA) 6.57%
Return on Equity (ROE) 14.08%
Net Interest Margin (NIM) 6.41%
Yield on Assets 8.17%
Cost of Funds 3.13%

Asset Quality

NPL Ratio 3.56%
Net Charge-Off Ratio --
Texas Ratio 5.65%
NPA Ratio 2.76%
ACL / Loans 2.63%

Capital & Liquidity

CET1 Ratio 49.07%
Tier 1 Capital 49.07%
Total Capital Ratio 50.33%
Leverage Ratio 45.71%
Loan-to-Deposit 149.90%

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