QUAIL CREEK BANK

OKLAHOMA CITY, OK | Medium | Est. Dec. 4, 1974, midnight | FDIC #21848 | RSSD #507152 | FDIC
Latest Report: 2025-12-31

QUAIL CREEK BANK is amn medium FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in Dec. 4, 1974, midnight. As of 2025-12-31, the bank reported total assets of $822M and total deposits of $743M. Profitability stands at 1.65% ROA and 18.37% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 13.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.90% and a Texas Ratio of 7.10%. FDIC Certificate #21848.

Assets

$822M

Deposits

$743M

Loans

$618M

Equity

$75M

Profitability

Return on Assets (ROA) 1.65%
Return on Equity (ROE) 18.37%
Net Interest Margin (NIM) 4.59%
Yield on Assets 6.81%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 0.90%
Net Charge-Off Ratio 0.18%
Texas Ratio 7.10%
NPA Ratio 0.71%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 13.85%
Tier 1 Capital 13.85%
Total Capital Ratio 15.10%
Leverage Ratio 9.42%
Loan-to-Deposit 83.09%

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