NEWTOWN SAVINGS BANK

NEWTOWN, CT | Large | Est. Oct. 1, 1855, midnight | FDIC #18199 | RSSD #507509 | FDIC
Latest Report: 2025-12-31

NEWTOWN SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in NEWTOWN, CT, established in Oct. 1, 1855, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 1.00% ROA and 11.88% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 14.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 4.30%. FDIC Certificate #18199.

Assets

$1.9B

Deposits

$1.6B

Loans

$1.5B

Equity

$160M

Profitability

Return on Assets (ROA) 1.00%
Return on Equity (ROE) 11.88%
Net Interest Margin (NIM) 3.42%
Yield on Assets 5.23%
Cost of Funds 3.57%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.05%
Texas Ratio 4.30%
NPA Ratio 0.41%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 14.29%
Tier 1 Capital 14.29%
Total Capital Ratio 15.55%
Leverage Ratio 9.01%
Loan-to-Deposit 93.78%

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