GLEN BURNIE MUTUAL SAVINGS BANK

GLEN BURNIE, MD | Small | Est. May 5, 1896, midnight | FDIC #27567 | RSSD #508270 | FDIC
Latest Report: 2025-12-31

GLEN BURNIE MUTUAL SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in GLEN BURNIE, MD, established in May 5, 1896, midnight. As of 2025-12-31, the bank reported total assets of $104M and total deposits of $94M. Profitability stands at 0.32% ROA and 3.72% ROE, with a net interest margin of 1.47%. The bank's CET1 capital ratio is 18.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.68% and a Texas Ratio of 6.09%. FDIC Certificate #27567.

Assets

$104M

Deposits

$94M

Loans

$85M

Equity

$9M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 3.72%
Net Interest Margin (NIM) 1.47%
Yield on Assets 4.60%
Cost of Funds 3.20%

Asset Quality

NPL Ratio 0.68%
Net Charge-Off Ratio --
Texas Ratio 6.09%
NPA Ratio 0.56%
ACL / Loans 0.43%

Capital & Liquidity

CET1 Ratio 18.25%
Tier 1 Capital 18.25%
Total Capital Ratio 18.97%
Leverage Ratio 8.67%
Loan-to-Deposit 90.49%

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