BanksGLEN BURNIE MUTUAL SAVINGS BANK

GLEN BURNIE MUTUAL SAVINGS BANK

GLEN BURNIE, MDSmallEst. May 5, 1896, midnightFDIC #27567RSSD #508270FDIC
Latest · 2025-12-31

GLEN BURNIE MUTUAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in GLEN BURNIE, MD, established in May 5, 1896, midnight. As of 2025-12-31, the bank reported total assets of $104M and total deposits of $94M. Profitability stands at 0.32% ROA and 3.72% ROE, with a net interest margin of 1.47%. CET1 capital ratio: 18.25%, well above regulatory minimums. NPL ratio: 0.68% · Texas Ratio: 6.09%. Operates 1 domestic branch.

Assets
$104M
Deposits
$94M
Loans
$85M
Equity
$9M

Profitability

Return on Assets (ROA)0.32%
Return on Equity (ROE)3.72%
Net Interest Margin1.47%
Yield on Assets4.60%
Cost of Funds3.17%

Asset Quality

NPL Ratio0.68%
Net Charge-Off Ratio0.00%
Texas Ratio6.09%
NPA Ratio0.56%
ACL / Loans0.43%

Capital & Liquidity

CET1 Ratio18.25%
Tier 1 Capital18.25%
Total Capital Ratio18.97%
Leverage Ratio8.67%
Loan-to-Deposit90.49%

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