HAWTHORN BANK

JEFFERSON CITY, MO | Large | Est. Jan. 1, 1911, midnight | FDIC #10619 | RSSD #508346 | FDIC
Latest Report: 2025-12-31

HAWTHORN BANK is aln large FDIC-insured commercial bank headquartered in JEFFERSON CITY, MO, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 1.36% ROA and 14.14% ROE, with a net interest margin of 4.20%. The bank's CET1 capital ratio is 12.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 3.36%. FDIC Certificate #10619.

Assets

$1.9B

Deposits

$1.6B

Loans

$1.5B

Equity

$185M

Profitability

Return on Assets (ROA) 1.36%
Return on Equity (ROE) 14.14%
Net Interest Margin (NIM) 4.20%
Yield on Assets 5.78%
Cost of Funds 2.59%

Asset Quality

NPL Ratio 0.46%
Net Charge-Off Ratio 0.08%
Texas Ratio 3.36%
NPA Ratio 0.37%
ACL / Loans 1.42%

Capital & Liquidity

CET1 Ratio 12.83%
Tier 1 Capital 12.83%
Total Capital Ratio 14.08%
Leverage Ratio 10.90%
Loan-to-Deposit 94.16%

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