COMMUNITY TRUST BANK, INC.

PIKEVILLE, KY | Large | Est. Nov. 17, 1903, midnight | FDIC #2720 | RSSD #509811 | FED
Latest Report: 2025-12-31

COMMUNITY TRUST BANK, INC. is aln large FDIC-insured commercial bank headquartered in PIKEVILLE, KY, established in Nov. 17, 1903, midnight. As of 2025-12-31, the bank reported total assets of $6.6B and total deposits of $5.4B. Profitability stands at 1.64% ROA and 12.57% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 11.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.24%. FDIC Certificate #2720.

Assets

$6.6B

Deposits

$5.4B

Loans

$4.9B

Equity

$873M

Profitability

Return on Assets (ROA) 1.64%
Return on Equity (ROE) 12.57%
Net Interest Margin (NIM) 3.86%
Yield on Assets 5.86%
Cost of Funds 3.10%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.15%
Texas Ratio 1.24%
NPA Ratio 0.17%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 11.45%
Tier 1 Capital 11.45%
Total Capital Ratio 12.02%
Leverage Ratio 13.19%
Loan-to-Deposit 90.72%

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