BanksCOMMUNITY TRUST BANK, INC.

COMMUNITY TRUST BANK, INC.

PIKEVILLE, KYLargeEst. Nov. 17, 1903, midnightFDIC #2720RSSD #509811FED
Latest · 2025-12-31

COMMUNITY TRUST BANK, INC. is an FDIC-insured commercial bank headquartered in PIKEVILLE, KY, established in Nov. 17, 1903, midnight. As of 2025-12-31, the bank reported total assets of $6.6B and total deposits of $5.4B. Profitability stands at 1.64% ROA and 12.57% ROE, with a net interest margin of 3.86%. CET1 capital ratio: 12.26%, well above regulatory minimums. NPL ratio: 0.17% · Texas Ratio: 1.24%. Operates 81 domestic branches.

Assets
$6.6B
Deposits
$5.4B
Loans
$4.9B
Equity
$873M

Profitability

Return on Assets (ROA)1.64%
Return on Equity (ROE)12.57%
Net Interest Margin3.86%
Yield on Assets5.86%
Cost of Funds2.26%

Asset Quality

NPL Ratio0.17%
Net Charge-Off Ratio0.15%
Texas Ratio1.24%
NPA Ratio0.17%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio12.26%
Tier 1 Capital12.26%
Total Capital Ratio12.87%
Leverage Ratio13.19%
Loan-to-Deposit90.72%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required