FMB BANK

WRIGHT CITY, MO | Micro | Est. Dec. 10, 1910, midnight | FDIC #12225 | RSSD #509857 | FDIC
Latest Report: 2025-12-31

FMB BANK is amn micro FDIC-insured commercial bank headquartered in WRIGHT CITY, MO, established in Dec. 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $37M. Profitability stands at 0.18% ROA and 2.19% ROE, with a net interest margin of 3.47%. The bank's CET1 capital ratio is 14.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #12225.

Assets

$41M

Deposits

$37M

Loans

$13M

Equity

$4M

Profitability

Return on Assets (ROA) 0.18%
Return on Equity (ROE) 2.19%
Net Interest Margin (NIM) 3.47%
Yield on Assets 4.58%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.66%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 14.90%
Tier 1 Capital 14.90%
Total Capital Ratio 15.37%
Leverage Ratio 8.82%
Loan-to-Deposit 35.59%

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