BanksFMB BANK

FMB BANK

WRIGHT CITY, MOMicroEst. Dec. 10, 1910, midnightFDIC #12225RSSD #509857FDIC
Latest · 2025-12-31

FMB BANK is an FDIC-insured commercial bank headquartered in WRIGHT CITY, MO, established in Dec. 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $37M. Profitability stands at 0.18% ROA and 2.19% ROE, with a net interest margin of 3.47%. CET1 capital ratio: 14.90%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$41M
Deposits
$37M
Loans
$13M
Equity
$4M

Profitability

Return on Assets (ROA)0.18%
Return on Equity (ROE)2.19%
Net Interest Margin3.47%
Yield on Assets4.58%
Cost of Funds1.12%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.66%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.92%

Capital & Liquidity

CET1 Ratio14.90%
Tier 1 Capital14.90%
Total Capital Ratio15.37%
Leverage Ratio8.82%
Loan-to-Deposit35.59%

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