FIRSTBANK PUERTO RICO

SAN JUAN, PR | Regional | Est. Jan. 17, 1949, midnight | FDIC #30387 | RSSD #510871 | FDIC
Latest Report: 2025-12-31

FIRSTBANK PUERTO RICO is arn regional FDIC-insured commercial bank headquartered in SAN JUAN, PR, established in Jan. 17, 1949, midnight. As of 2025-12-31, the bank reported total assets of $19.1B and total deposits of $16.7B. Profitability stands at 1.79% ROA and 18.37% ROE, with a net interest margin of 5.03%. The bank's CET1 capital ratio is 15.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 4.66%. FDIC Certificate #30387.

Assets

$19.1B

Deposits

$16.7B

Loans

$13.1B

Equity

$1.9B

Profitability

Return on Assets (ROA) 1.79%
Return on Equity (ROE) 18.37%
Net Interest Margin (NIM) 5.03%
Yield on Assets 6.46%
Cost of Funds 2.18%

Asset Quality

NPL Ratio 0.70%
Net Charge-Off Ratio 0.61%
Texas Ratio 4.66%
NPA Ratio 0.52%
ACL / Loans 1.89%

Capital & Liquidity

CET1 Ratio 15.60%
Tier 1 Capital 16.35%
Total Capital Ratio 17.61%
Leverage Ratio 11.30%
Loan-to-Deposit 78.58%

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