BanksFIRSTBANK PUERTO RICO

FIRSTBANK PUERTO RICO

SAN JUAN, PRRegionalEst. Jan. 17, 1949, midnightFDIC #30387RSSD #510871FDIC
Latest · 2025-12-31

FIRSTBANK PUERTO RICO is an FDIC-insured commercial bank headquartered in SAN JUAN, PR, established in Jan. 17, 1949, midnight. As of 2025-12-31, the bank reported total assets of $19.1B and total deposits of $16.7B. Profitability stands at 1.79% ROA and 18.37% ROE, with a net interest margin of 5.03%. CET1 capital ratio: 15.60%, well above regulatory minimums. NPL ratio: 0.70% · Texas Ratio: 4.66%. Operates 73 domestic branches.

Assets
$19.1B
Deposits
$16.7B
Loans
$13.1B
Equity
$1.9B

Profitability

Return on Assets (ROA)1.79%
Return on Equity (ROE)18.37%
Net Interest Margin5.03%
Yield on Assets6.46%
Cost of Funds1.47%

Asset Quality

NPL Ratio0.70%
Net Charge-Off Ratio0.61%
Texas Ratio4.66%
NPA Ratio0.52%
ACL / Loans1.89%

Capital & Liquidity

CET1 Ratio15.60%
Tier 1 Capital16.35%
Total Capital Ratio17.61%
Leverage Ratio11.30%
Loan-to-Deposit78.58%

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