MIDAMERICA NATIONAL BANK

CANTON, IL | Medium | Est. Nov. 22, 1933, midnight | FDIC #3612 | RSSD #510938 | OCC
Latest Report: 2025-12-31

MIDAMERICA NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in CANTON, IL, established in Nov. 22, 1933, midnight. As of 2025-12-31, the bank reported total assets of $640M and total deposits of $568M. Profitability stands at -0.75% ROA and -7.29% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 8.39%. Asset quality metrics show a non-performing loan ratio of 4.03% and a Texas Ratio of 28.60%. FDIC Certificate #3612.

Assets

$640M

Deposits

$568M

Loans

$452M

Equity

$66M

Profitability

Return on Assets (ROA) -0.75%
Return on Equity (ROE) -7.29%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.15%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 4.03%
Net Charge-Off Ratio 0.99%
Texas Ratio 28.60%
NPA Ratio 3.29%
ACL / Loans 1.63%

Capital & Liquidity

CET1 Ratio 8.39%
Tier 1 Capital 8.39%
Total Capital Ratio 8.81%
Leverage Ratio 9.80%
Loan-to-Deposit 79.56%

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