FARMERS STATE BANK & TRUST CO. is asn small FDIC-insured commercial bank headquartered in MOUNT STERLING, IL, established in June 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $134M and total deposits of $122M. Profitability stands at 1.25% ROA and 15.40% ROE, with a net interest margin of 4.04%. The bank's CET1 capital ratio is 12.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.68%. FDIC Certificate #10458.
Assets
$134M
Deposits
$122M
Loans
$92M
Equity
$11M
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