FIRST NATIONAL BANK COLORADO

LAS ANIMAS, CO | Medium | Est. Jan. 1, 1901, midnight | FDIC #3034 | RSSD #513256 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK COLORADO is amn medium FDIC-insured commercial bank headquartered in LAS ANIMAS, CO, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $637M and total deposits of $540M. Profitability stands at 2.15% ROA and 20.62% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 10.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3034.

Assets

$637M

Deposits

$540M

Loans

$373M

Equity

$67M

Profitability

Return on Assets (ROA) 2.15%
Return on Equity (ROE) 20.62%
Net Interest Margin (NIM) 4.42%
Yield on Assets 5.88%
Cost of Funds 1.51%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.81%

Capital & Liquidity

CET1 Ratio 10.19%
Tier 1 Capital 10.19%
Total Capital Ratio 10.70%
Leverage Ratio 11.64%
Loan-to-Deposit 69.06%

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