DEDICATED COMMUNITY BANK

DARLINGTON, SC | Small | Est. March 10, 1986, midnight | FDIC #26588 | RSSD #513322 | FDIC
Latest Report: 2025-12-31

DEDICATED COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in DARLINGTON, SC, established in March 10, 1986, midnight. As of 2025-12-31, the bank reported total assets of $103M and total deposits of $94M. Profitability stands at 0.64% ROA and 7.73% ROE, with a net interest margin of 4.67%. The bank's CET1 capital ratio is 11.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 3.37%. FDIC Certificate #26588.

Assets

$103M

Deposits

$94M

Loans

$75M

Equity

$9M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 7.73%
Net Interest Margin (NIM) 4.67%
Yield on Assets 5.93%
Cost of Funds 1.78%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.37%
NPA Ratio 0.30%
ACL / Loans 0.58%

Capital & Liquidity

CET1 Ratio 11.81%
Tier 1 Capital 11.81%
Total Capital Ratio 12.37%
Leverage Ratio 8.89%
Loan-to-Deposit 80.00%

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