BanksLATIMER STATE BANK

LATIMER STATE BANK

WILBURTON, OKMicroEst. April 9, 1979, midnightFDIC #22839RSSD #51356FDIC
Latest · 2025-12-31

LATIMER STATE BANK is an FDIC-insured commercial bank headquartered in WILBURTON, OK, established in April 9, 1979, midnight. As of 2025-12-31, the bank reported total assets of $65M and total deposits of $49M. Profitability stands at 2.07% ROA and 8.36% ROE, with a net interest margin of 4.22%. CET1 capital ratio: 72.39%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 0.20%. Operates 1 domestic branch.

Assets
$65M
Deposits
$49M
Loans
$13M
Equity
$16M

Profitability

Return on Assets (ROA)2.07%
Return on Equity (ROE)8.36%
Net Interest Margin4.22%
Yield on Assets4.93%
Cost of Funds0.87%

Asset Quality

NPL Ratio0.26%
Net Charge-Off Ratio-0.04%
Texas Ratio0.20%
NPA Ratio0.05%
ACL / Loans1.64%

Capital & Liquidity

CET1 Ratio72.39%
Tier 1 Capital72.39%
Total Capital Ratio73.34%
Leverage Ratio25.17%
Loan-to-Deposit26.79%

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