BEACON COMMUNITY BANK

MOUNT PLEASANT, SC | Medium | Est. Jan. 8, 2018, midnight | FDIC #59106 | RSSD #5136959 | FDIC
Latest Report: 2025-12-31

BEACON COMMUNITY BANK is amn medium FDIC-insured commercial bank headquartered in MOUNT PLEASANT, SC, established in Jan. 8, 2018, midnight. As of 2025-12-31, the bank reported total assets of $964M and total deposits of $748M. Profitability stands at 0.11% ROA and 1.44% ROE, with a net interest margin of 2.74%. The bank's CET1 capital ratio is 9.12%. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.06%. FDIC Certificate #59106.

Assets

$964M

Deposits

$748M

Loans

$848M

Equity

$76M

Profitability

Return on Assets (ROA) 0.11%
Return on Equity (ROE) 1.44%
Net Interest Margin (NIM) 2.74%
Yield on Assets 6.04%
Cost of Funds 3.34%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.06%
NPA Ratio 0.01%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 9.12%
Tier 1 Capital 10.37%
Total Capital Ratio 11.52%
Leverage Ratio 8.37%
Loan-to-Deposit 113.35%

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