BanksNEBRASKA STATE BANK

NEBRASKA STATE BANK

LYNCH, NEMicroEst. Dec. 9, 1946, midnightFDIC #16516RSSD #514057FDIC
Latest · 2025-12-31

NEBRASKA STATE BANK is an FDIC-insured commercial bank headquartered in LYNCH, NE, established in Dec. 9, 1946, midnight. As of 2025-12-31, the bank reported total assets of $21M and total deposits of $18M. Profitability stands at 0.58% ROA and 4.12% ROE, with a net interest margin of 3.72%. CET1 capital ratio: 13.99%, well above regulatory minimums. NPL ratio: 3.70% · Texas Ratio: 9.13%. Operates 1 domestic branch.

Assets
$21M
Deposits
$18M
Loans
$8M
Equity
$3M

Profitability

Return on Assets (ROA)0.58%
Return on Equity (ROE)4.12%
Net Interest Margin3.72%
Yield on Assets4.86%
Cost of Funds1.22%

Asset Quality

NPL Ratio3.70%
Net Charge-Off Ratio-0.01%
Texas Ratio9.13%
NPA Ratio1.34%
ACL / Loans1.89%

Capital & Liquidity

CET1 Ratio13.99%
Tier 1 Capital13.99%
Total Capital Ratio14.69%
Leverage Ratio14.10%
Loan-to-Deposit42.25%

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