CITIZENS BANK is asn small FDIC-insured commercial bank headquartered in COLUMBIA, MS, established in July 15, 1914, midnight. As of 2025-12-31, the bank reported total assets of $470M and total deposits of $405M. Profitability stands at 1.73% ROA and 13.79% ROE, with a net interest margin of 5.29%. The bank's CET1 capital ratio is 21.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 1.87%. FDIC Certificate #324.
Assets
$470M
Deposits
$405M
Loans
$300M
Equity
$60M
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