FIRST SUMMIT BANK

FIRST SUMMIT BANK is amn micro FDIC-insured commercial bank headquartered in RYAN, OK, established in June 1, 1894, midnight. As of 2025-12-31, the bank reported total assets of $35M and total deposits of $30M. Profitability stands at -0.36% ROA and -2.60% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 13.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.81% and a Texas Ratio of 14.51%. FDIC Certificate #399.