TEXAS GULF BANK, NATIONAL ASSOCIATION

HOUSTON, TX | Medium | Est. July 13, 1913, midnight | FDIC #3206 | RSSD #514655 | OCC
Latest Report: 2025-12-31

TEXAS GULF BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in HOUSTON, TX, established in July 13, 1913, midnight. As of 2025-12-31, the bank reported total assets of $716M and total deposits of $629M. Profitability stands at 0.98% ROA and 8.68% ROE, with a net interest margin of 4.19%. The bank's CET1 capital ratio is 10.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.62%. FDIC Certificate #3206.

Assets

$716M

Deposits

$629M

Loans

$498M

Equity

$80M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 8.68%
Net Interest Margin (NIM) 4.19%
Yield on Assets 5.92%
Cost of Funds 1.81%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.62%
NPA Ratio 0.07%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 10.96%
Tier 1 Capital 10.96%
Total Capital Ratio 11.50%
Leverage Ratio 11.70%
Loan-to-Deposit 79.12%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required