PEE DEE FEDERAL SAVINGS BANK

MARION, SC | Micro | Est. Dec. 11, 1935, midnight | FDIC #29582 | RSSD #515979 | OCC
Latest Report: 2025-12-31

PEE DEE FEDERAL SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in MARION, SC, established in Dec. 11, 1935, midnight. As of 2025-12-31, the bank reported total assets of $38M and total deposits of $30M. Profitability stands at 0.79% ROA and 3.97% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 40.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.07%. FDIC Certificate #29582.

Assets

$38M

Deposits

$30M

Loans

$14M

Equity

$7M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 3.97%
Net Interest Margin (NIM) 4.61%
Yield on Assets 5.15%
Cost of Funds 1.02%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio --
Texas Ratio 0.07%
NPA Ratio 0.02%
ACL / Loans 4.03%

Capital & Liquidity

CET1 Ratio 40.40%
Tier 1 Capital 40.40%
Total Capital Ratio 41.67%
Leverage Ratio 19.89%
Loan-to-Deposit 46.24%

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