FARMERS AND MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in MILLIGAN, NE, established in June 10, 1903, midnight. As of 2025-12-31, the bank reported total assets of $205M and total deposits of $155M. Profitability stands at 1.77% ROA and 15.41% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 13.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.79%. FDIC Certificate #14275.
Assets
$205M
Deposits
$155M
Loans
$181M
Equity
$23M
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