SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON

IRVINGTON, NY | Micro | Est. Jan. 1, 1929, midnight | FDIC #28805 | RSSD #516873 | OCC
Latest Report: 2025-12-31

SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON is amn micro FDIC-insured commercial bank headquartered in IRVINGTON, NY, established in Jan. 1, 1929, midnight. As of 2025-12-31, the bank reported total assets of $87M and total deposits of $77M. Profitability stands at 0.32% ROA and 2.81% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 19.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 0.77%. FDIC Certificate #28805.

Assets

$87M

Deposits

$77M

Loans

$43M

Equity

$11M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 2.81%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.32%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio 0.36%
Texas Ratio 0.77%
NPA Ratio 0.10%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 19.84%
Tier 1 Capital 19.84%
Total Capital Ratio 20.85%
Leverage Ratio 12.09%
Loan-to-Deposit 56.50%

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