BanksSUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON

SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON

IRVINGTON, NYMicroEst. Jan. 1, 1929, midnightFDIC #28805RSSD #516873OCC
Latest · 2025-12-31

SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON is an FDIC-insured commercial bank headquartered in IRVINGTON, NY, established in Jan. 1, 1929, midnight. As of 2025-12-31, the bank reported total assets of $87M and total deposits of $77M. Profitability stands at 0.32% ROA and 2.81% ROE, with a net interest margin of 3.53%. CET1 capital ratio: 19.84%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 0.77%. Operates 1 domestic branch.

Assets
$87M
Deposits
$77M
Loans
$43M
Equity
$11M

Profitability

Return on Assets (ROA)0.32%
Return on Equity (ROE)2.81%
Net Interest Margin3.53%
Yield on Assets5.32%
Cost of Funds1.86%

Asset Quality

NPL Ratio0.20%
Net Charge-Off Ratio0.36%
Texas Ratio0.77%
NPA Ratio0.10%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio19.84%
Tier 1 Capital19.84%
Total Capital Ratio20.85%
Leverage Ratio12.09%
Loan-to-Deposit56.50%

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