CHAMBERS BANK

DANVILLE, AR | Large | Est. Oct. 7, 1930, midnight | FDIC #5615 | RSSD #517049 | FED
Latest Report: 2025-12-31

CHAMBERS BANK is aln large FDIC-insured commercial bank headquartered in DANVILLE, AR, established in Oct. 7, 1930, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 2.00% ROA and 15.18% ROE, with a net interest margin of 4.65%. The bank's CET1 capital ratio is 15.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 1.30%. FDIC Certificate #5615.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.1B

Equity

$200M

Profitability

Return on Assets (ROA) 2.00%
Return on Equity (ROE) 15.18%
Net Interest Margin (NIM) 4.65%
Yield on Assets 6.87%
Cost of Funds 2.34%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio -0.03%
Texas Ratio 1.30%
NPA Ratio 0.18%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 15.39%
Tier 1 Capital 15.39%
Total Capital Ratio 16.39%
Leverage Ratio 13.17%
Loan-to-Deposit 89.72%

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