FIRST FEDERAL BANK OF LOUISIANA

LAKE CHARLES, LA | Large | Est. Oct. 31, 1949, midnight | FDIC #30441 | RSSD #517674 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL BANK OF LOUISIANA is aln large FDIC-insured commercial bank headquartered in LAKE CHARLES, LA, established in Oct. 31, 1949, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $976M. Profitability stands at 0.36% ROA and 3.33% ROE, with a net interest margin of 2.81%. The bank's CET1 capital ratio is 21.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.83% and a Texas Ratio of 14.36%. FDIC Certificate #30441.

Assets

$1.1B

Deposits

$976M

Loans

$660M

Equity

$125M

Profitability

Return on Assets (ROA) 0.36%
Return on Equity (ROE) 3.33%
Net Interest Margin (NIM) 2.81%
Yield on Assets 4.70%
Cost of Funds 2.51%

Asset Quality

NPL Ratio 2.83%
Net Charge-Off Ratio 0.01%
Texas Ratio 14.36%
NPA Ratio 1.66%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 21.09%
Tier 1 Capital 21.09%
Total Capital Ratio 22.19%
Leverage Ratio 11.88%
Loan-to-Deposit 67.65%

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