PEOPLESSOUTH BANK is aln large FDIC-insured commercial bank headquartered in COLQUITT, GA, established in Oct. 19, 1973, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 1.48% ROA and 24.03% ROE, with a net interest margin of 4.38%. The bank's CET1 capital ratio is 6.20%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 1.00% and a Texas Ratio of 11.55%. FDIC Certificate #21292.
Assets
$1.2B
Deposits
$1.1B
Loans
$815M
Equity
$72M
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