PARK BANK, NATIONAL ASSOCIATION

HOLMEN, WI | Micro | Est. Jan. 1, 1909, midnight | FDIC #13054 | RSSD #518354 | OCC
Latest Report: 2025-12-31

PARK BANK, NATIONAL ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in HOLMEN, WI, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $67M. Profitability stands at 0.73% ROA and 5.38% ROE, with a net interest margin of 3.46%. The bank's CET1 capital ratio is 28.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.47% and a Texas Ratio of 9.56%. FDIC Certificate #13054.

Assets

$80M

Deposits

$67M

Loans

$27M

Equity

$11M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 5.38%
Net Interest Margin (NIM) 3.46%
Yield on Assets 5.10%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 4.47%
Net Charge-Off Ratio -1.36%
Texas Ratio 9.56%
NPA Ratio 1.49%
ACL / Loans 6.19%

Capital & Liquidity

CET1 Ratio 28.86%
Tier 1 Capital 28.86%
Total Capital Ratio 30.15%
Leverage Ratio 13.54%
Loan-to-Deposit 39.42%

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