GREATER STATE BANK

MCALLEN, TX | Small | Est. Jan. 1, 1974, midnight | FDIC #31762 | RSSD #518877 | FDIC
Latest Report: 2025-12-31

GREATER STATE BANK is asn small FDIC-insured commercial bank headquartered in MCALLEN, TX, established in Jan. 1, 1974, midnight. As of 2025-12-31, the bank reported total assets of $177M and total deposits of $157M. Profitability stands at 1.41% ROA and 13.52% ROE, with a net interest margin of 6.25%. The bank's CET1 capital ratio is 14.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.20%. FDIC Certificate #31762.

Assets

$177M

Deposits

$157M

Loans

$135M

Equity

$19M

Profitability

Return on Assets (ROA) 1.41%
Return on Equity (ROE) 13.52%
Net Interest Margin (NIM) 6.25%
Yield on Assets 7.77%
Cost of Funds 1.58%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.20%
NPA Ratio 0.02%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 14.30%
Tier 1 Capital 14.30%
Total Capital Ratio 15.55%
Leverage Ratio 10.46%
Loan-to-Deposit 85.81%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required