FIRST STATE BANK OF DEQUEEN

DE QUEEN, AR | Medium | Est. Nov. 1, 1974, midnight | FDIC #21805 | RSSD #519146 | FED
Latest Report: 2025-12-31

FIRST STATE BANK OF DEQUEEN is amn medium FDIC-insured commercial bank headquartered in DE QUEEN, AR, established in Nov. 1, 1974, midnight. As of 2025-12-31, the bank reported total assets of $502M and total deposits of $452M. Profitability stands at 0.92% ROA and 12.29% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 7.50%. Asset quality metrics show a non-performing loan ratio of 1.18% and a Texas Ratio of 8.07%. FDIC Certificate #21805.

Assets

$502M

Deposits

$452M

Loans

$284M

Equity

$38M

Profitability

Return on Assets (ROA) 0.92%
Return on Equity (ROE) 12.29%
Net Interest Margin (NIM) 3.40%
Yield on Assets 6.58%
Cost of Funds 3.20%

Asset Quality

NPL Ratio 1.18%
Net Charge-Off Ratio 0.22%
Texas Ratio 8.07%
NPA Ratio 0.67%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 7.50%
Tier 1 Capital 7.50%
Total Capital Ratio 7.88%
Leverage Ratio 9.24%
Loan-to-Deposit 62.87%

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