ENDEAVOR BANK

SAN DIEGO, CA | Medium | Est. Jan. 22, 2018, midnight | FDIC #59099 | RSSD #5192496 | FDIC
Latest Report: 2025-12-31

ENDEAVOR BANK is amn medium FDIC-insured commercial bank headquartered in SAN DIEGO, CA, established in Jan. 22, 2018, midnight. As of 2025-12-31, the bank reported total assets of $770M and total deposits of $683M. Profitability stands at 1.08% ROA and 10.57% ROE, with a net interest margin of 4.87%. The bank's CET1 capital ratio is 10.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.26%. FDIC Certificate #59099.

Assets

$770M

Deposits

$683M

Loans

$643M

Equity

$79M

Profitability

Return on Assets (ROA) 1.08%
Return on Equity (ROE) 10.57%
Net Interest Margin (NIM) 4.87%
Yield on Assets 6.91%
Cost of Funds 2.11%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.09%
Texas Ratio 1.26%
NPA Ratio 0.15%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 10.36%
Tier 1 Capital 10.36%
Total Capital Ratio 11.61%
Leverage Ratio 10.25%
Loan-to-Deposit 94.17%

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